It depends on whether you are “collection proof.” This means that your assets and income are small enough to be protected by federal and state law from seizure by creditors.
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- How can I find a lawyer to help me?
- What special powers does the government have to collect student loans?
- Is it possible to discharge student loans in bankruptcy?
- Is it possible to cancel (also known as discharge) a federal student loan?
- What is the difference between default and delinquency?
- How can I make payments relative to my income?
- What type of loan do I have?
- What’s the difference between the two federal loan programs (FFEL and Direct)?
- Is there a limit on how much the government can take?
- Are all student loans treated the same in bankruptcy?
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Please understand that we do not provide legal advice about individual cases. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.
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