Rehabilitation requires that you make nine reasonable and affordable payments in a ten month period. You can get out of default faster through the Direct Loan consolidation program. There are pros and cons to both rehabilitation and consolidation.
Get updates via email
Get Answers
- How can I find a lawyer to help me?
- What special powers does the government have to collect student loans?
- Is it possible to discharge student loans in bankruptcy?
- Is it possible to cancel (also known as discharge) a federal student loan?
- What is the difference between default and delinquency?
- How can I make payments relative to my income?
- What type of loan do I have?
- What’s the difference between the two federal loan programs (FFEL and Direct)?
- Is there a limit on how much the government can take?
- Are all student loans treated the same in bankruptcy?
Quick Help
Please Note
Please understand that we do not provide legal advice about individual cases. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.
Disclaimer | Copyright © National Consumer Law Center, Inc., All rights reserved.