A borrower defense to repayment (“borrower defense”) allows borrowers who were misled, defrauded, or subject to illegal behavior by their school to discharge the federal student loan debt they borrowed to attend the school. Borrowers can request a discharge by submitting an application to the Department of Education (“ED”) detailing the school’s misconduct. Given recent […]

Advocates for student loan borrowers breathed a sigh of relief on March 30, when the deadline passed for Congress to introduce a resolution to roll back the new “borrower defense” rules.  These rules are designed to protect students and taxpayers from harm by predatory schools.  After rumblings from Washington that these rules would be in […]

There are no easy answers for former ITT Tech students struggling with student loan debt, but there are a number of actions these students can consider to try to get rid of any unfair debt. Closed School Discharge, Borrower Defenses, State Tuition Recovery Funds In previous posts, we discussed the key options for the tens […]

On Friday, the U.S. Department of Education announced final regulations to protect federal student loan borrowers and taxpayers against closures and misconduct by predatory schools like we saw with the now closed Corinthian Colleges. The regulations, most of which are scheduled to go into effect July 1, 2017, include significant amendments to the rules governing borrower defenses to […]

The rules around closed school discharges can be confusing—for students and for those trying to assist them—and good information can unfortunately be hard to find.  We have heard that a lot of incorrect information is circulating on message boards.  It’s important to know the facts before making a decision about transferring credits or applying for […]

On September 6, 2016, ITT announced that it was closing its campus doors, leaving tens of thousands of students across the country in the lurch.  ITT students everywhere are figuring out what to do next. Although students will have a lot of individual considerations, there are two basic options for students who were unable to […]