Except for PLUS loans, the government will not look at your credit in deciding whether you are eligible for a loan. Private loans are a different story—the interest rate you get will depend on your credit score.
COVID-19 Advisory!
On Friday, March 27th, Congress passed the ‘‘CARES Act,’’ emergency legislation intended to meet urgent public health and economic needs in the face of the coronavirus crisis. Please visit our blog for the most up to date information on what this will mean for student loan borrowers.
Get updates via email
Get Answers
- Student Loan Payment Suspension Extended through September 30, 2021: What Borrowers Need to Know
- What Would Student Loan Cancellation Mean to You?
- ICYMI: President Trump Vetoed Congress’s Bipartisan Vote to Repeal Department of Education’s 2019 Regulations
- More Dream Center Students Can Now Get Closed School Discharges
- How can I find a lawyer to help me?
- What special powers does the government have to collect student loans?
- Is it possible to discharge student loans in bankruptcy?
- Is it possible to cancel (also known as discharge) a federal student loan?
- What is the difference between default and delinquency?
- How can I make payments relative to my income?
Recent Posts
Quick Help
Please Note
Please understand that we do not provide legal advice about individual cases. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.
Disclaimer | Copyright © National Consumer Law Center, Inc., All rights reserved.