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Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
December 01, 2025
by Ella Halpine
If you have Parent PLUS loans and want access to more affordable monthly payments, you will need to act soon – likely before April 1, 2026. By taking action now, […]
Continue Reading →New videos to help older people with student loan debt
November 25, 2025
by Ella Halpine
When people think of a typical person dealing with student loan debt, they may not imagine someone over 60. But unfortunately, the student loan debt crisis impacts millions of Americans […]
Continue Reading →What’s Happening with the SAVE Plan?
October 29, 2025
by Ella Halpine
The SAVE plan was created in 2023 as the most affordable student loan repayment option, but it’s currently blocked by the courts, and Congress decided to eliminate the plan by […]
Continue Reading →Big Bill Means Big Changes For Student Loan Borrowers: What You Need to Know
July 15, 2025
by Ella Halpine
On July 4th, President Donald Trump signed the One Big Beautiful Bill (“Big Bill”) into law. The biggest changes for borrowers include new limits on how much they can borrow […]
Continue Reading →Student Loan Collections Are Back—Here’s What You Need to Know
July 03, 2025
by Ella Halpine
On May 5, 2025, the federal government restarted collections on federal student loans that are in default. That means if you haven’t made a payment on your federal student loans […]
Continue Reading →Screenshot Your IDR Progress Today
April 25, 2025
by Ella Halpine
On April 25, we published this story urging borrowers to screenshot their IDR progress tracker in case the government removes this important information. On April 28, the government removed the […]
Continue Reading →Collection of Defaulted Student Loans to Begin Soon: What Borrowers Need to Know Now
April 24, 2025
by Ella Halpine
This week, the Department of Education announced that it plans to begin forced collection on federal student loans that are in default as soon as May 5, 2025. That means […]
Continue Reading →IDR Application is Back Up
March 28, 2025
by Ella Halpine
On March 26, 2025, the Department of Education reopened the online application for Income-Driven Repayment (IDR) plans for federal student loan borrowers. Borrowers can now apply to enroll in, switch […]
Continue Reading →PART 2: The Current Impact on Borrowers of Lawsuits Challenging the SAVE Plan and the Removal of IDR Applications
March 20, 2025
by Ella Halpine
For more information on the February court order issued in a lawsuit challenging the SAVE plan, see Part 1 here. Lawsuits brought by several states challenging the SAVE Plan have […]
Continue Reading →More Updates & News
Important Note: On June 24, 2024, two court decisions temporarily blocked parts of the SAVE Plan from taking effect. These decisions may change borrowers’ rights and access to certain benefits, including repayment plans. We will update this website with more details on how this will impact borrowers soon. Visit here for more information.
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