Deanne Loonin, Director of NCLC’s Student Loan Borrower Assistance Project, spoke on a panel this week at the annual conference of the National Association of Student Financial Aid Administrators. Here are her more extended views on the session, “Student Borrowing: Reasonable Debt L
Imagine this scenario–Congress passes a new tax deduction that primarily benefits middle income Americans and the I.R.S. decides not to provide the benefit because their staff can’t figure out how to reprogram their computers. It’s hard to imagine because it is so unlikely. At
The debate about the costs of defaulted federal student loans has taken a very troubling turn. Confusing budget numbers seem to show that the government actually recovers more than it pays out on federal student loans. Jason Delisle of New America wrote an excellent article on this
A recent experience highlights the ways in which so many borrowers in default run into brick walls when trying to enforce their rights. The twist to this experience is that it has a good ending. There is hope because in some cases, guaranty agencies or the Department of Education w
The holiday season can be a time for reflection, so I am thinking back on the student loan borrower clients I have worked with this year. On the positive side, we have helped many borrowers manage their overwhelming student loan debt loads. I will write more about these successes
Please understand that we do not provide legal advice about individual cases. We request that users first review the information on this site and call or e-mail only with general questions not answered here. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.