American Student Assistance recently released a paper on the need for education debt management. The paper, “Approaching the Tipping Point“, raises a number of critical issues, including how to create incentives to encourage loan holders to communicate effectively, accura
A recent experience highlights the ways in which so many borrowers in default run into brick walls when trying to enforce their rights. The twist to this experience is that it has a good ending. There is hope because in some cases, guaranty agencies or the Department of Education w
We previously wrote about our efforts to persuade the Department of Education to resolve a number of problems with policies and programs for financially distressed student loan borrowers. Unfortunately, not much has changed since we last wrote. A quick summary: Ensure that Borrowers
We have tried for years to persuade the Department of Education to improve policies and programs for financially distressed student loan borrowers. We hoped the new Administration would act quickly to resolve festering problems. So far, unfortunately, the current Administration has
Please understand that we do not provide legal advice about individual cases. This web site includes links to other resources for those who seek individualized legal advice or other help not offered here. This site is for people who already have student loans and want to know more about their options and rights.