New Policy Developments: SLBA Releases New Report: Too Small to Help:  The Plight of Financially Distressed Private Student Loan Borrowers The Obama Administration Announces Higher Education Priorities President Bush Signs Higher Education Opportunity Act Department of Education Issues Final Regulations for Income-Based Repayment and Public Service Forgiveness, October 2008

POLICY BRIEFS

Higher Education Financing Priorities for 2009

Government Loan Discharges
Disability Discharges

Bankruptcy
Restore the Bankruptcy Fresh Start for Student Loan Borrowers

Default and Delinquency
Create a Meaningful Default Measurement

Collections
Restore a Fair and Reasonable Student Loan Statute of Limitations

Protect Social Security Recipients

REPORTS AND STUDIES

Too Small to Help:  The Plight of Financially Distressed Private Student Loan Borrowers, April 9, 2009, PDF (399KB)

Income-Based Repayment: Making it Work for Student Loan Borrowers, July 2008, PDF (312KB)

NCLC Report: Paying the Price: The High Cost of Private Student Loans and the Dangers for Student Borrowers, March 2008, PDF (331KB)

NCLC Report: Finding A Way Out: Improving the Assistance Network for Financially Distressed Student Loan Borrowers, December 2007, PDF (234KB)

NCLC Report: No Way Out: Student Loans, Financial Distress, and the Need for Policy Reform, June 2006, PDF (284KB)

NCLC Report: Making the Numbers Count: Why Proprietary School Data Doesn’t Add Up and What Can Be Done About It, June 2005, PDF (631KB)

NCLC COMMENTS AND TESTIMONY

SLBA Testimony About Program Integrity and Student Loan Reform, June 22, 2009 PDF (996KB)

Comments on Federal Reserve Board Proposed Private Student Loan Disclosures, May 27, 2009 PDF (89KB)

Letter to Secretary Paulson, November 19, 2008 PDF (18KB)

Testimony: NCLC’s Higher Education Opportunity Act Recommendations, October 2008 PDF (116KB)

Comments to the U.S. Department of Education on Proposed Revisions to Disability Discharge Application, July 14, 2008 PDF (74KB)

Testimony before the U.S. Senate Commitee on Health, Education, Labor and Pensions regarding “Ensuring Access to College in a Turbulent Economy”, March 17, 2008 PDF (133KB)

Testimony: Recommendations for 2008 Department of Education Negotiated Rulemaking, November 27, 2007 PDF (77KB)

Comments to the Department of Education on Federal Student Aid Program Proposed Regulations, August 9, 2007 PDF (56KB)

Comments to the Department of Education on Federal Student Aid Program Interim Final Regulations, September 8, 2006 PDF (50KB)

NCLC Comments and Testimony Archive

OTHER COMMENTS AND TESTIMONY

Project on Student Debt, Comments on Proposed Income Based Repayment and Public Service Forgiveness Rules, July 2008.

RECENT LEGISLATION

Higher Education Opportunity Act (2008)
SLBA Summary of HEOA

The Ensuring Continued Access to Student Loans Act of 2008

College Cost Reduction and Access Act (September 2007)
SLBA Summary of College Cost Reduction and Access Act of 2007

FOR MORE INFORMATION

U.S. Senate Committee on Health, Education, Labor and Pensions

U.S. House of Representatives Committee on Education and Labor