New Policy Developments:
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POLICY BRIEFS
Promoting Equal Access to Higher Education Priority Agenda 2013
Eliminate Tax Penalties for Death and Disability Discharges, March 2013
Relief for Private Student Loan Borrowers, April 2013
Bankruptcy
Restore the Bankruptcy Fresh Start for Student Loan BorrowersThe Truth About Student Loans and the Undue Hardship Discharge
Default and Delinquency
Provide Full Rehabilitation Relief
Create a Meaningful Default MeasurementCollections
Restore a Fair and Reasonable Student Loan Statute of LimitationsProtect Social Security Recipients
Access to Justice for Student Loan Borrowers
Equity for Government Student Loan Borrowers
REPORTS AND STUDIES
Borrowers on Hold: Student Loan Collection Agency Complaint Systems Need Massive Improvement, May 2012 and 2013 Update New
The Student Loan Default Trap: Why Borrowers Default and What Can Be Done , July 2012
State Inaction: Gaps in State Oversight of For-Profit Higher Education, December 2011
Report, Executive Summary, State-by-State Student Relief Chart, Press ReleasePiling It On: The Growth of Proprietary School Loans And the Consequences for Students Report, Jan. 31, 2011
SLBA Brief on For-Profit Higher Education, Jan. 2010
Too Small to Help: The Plight of Financially Distressed Private Student Loan Borrowers, April 9, 2009, PDF (399KB)
Income-Based Repayment: Making it Work for Student Loan Borrowers, July 2008
NCLC Report: Paying the Price: The High Cost of Private Student Loans and the Dangers for Student Borrowers, March 2008, PDF (331KB)
NCLC Report: Finding A Way Out: Improving the Assistance Network for Financially Distressed Student Loan Borrowers, December 2007, PDF (234KB)
NCLC Report: No Way Out: Student Loans, Financial Distress, and the Need for Policy Reform, June 2006
NCLC Report: Making the Numbers Count: Why Proprietary School Data Doesn’t Add Up and What Can Be Done About It, June 2005
NCLC COMMENTS AND TESTIMONY
FEDERAL STUDENT AID ISSUES
Comments on Notice of Proposed Information Collection Requests – Proposed Changes to Discharge Application: Total and Permanent Disability, April 2013
Comments to the Department of Education on Notice of Proposed Rulemaking, 77 Fed. Reg. 42086, August 16, 2012
Comments on Notice of Submission for OMB Review 77 Fed. Reg. 30265 (May 22, 2012) Direct Loan Income Contingent Repayment Plan Alternative Documentation of Income, June 14, 2012
Comments on electronic disbursement of Higher Education Act funds. DofEd: Don’t Let Colleges Skew Student Choice of Bank Account, May 30, 2012
Comments on Notice of Proposed Information Collection Requests (September 8, 2011) Proposed Changes to Discharge Application: Total and Permanent Disability
Comments on Notice of Proposed Information Collection Requests, 76 Fed. Reg. 50189 (August 12, 2011) Proposed Employment Certification for Public Service Loan Forgiveness, September 8, 2011
Comments on Notice of Proposed Information Collection Requests, 76 Fed. Reg. 21337 (April 15, 2011) Proposed Employment Certification for Public Service Loan Forgiveness, June 2011
NCLC Recommendations for Department of Education Negotiated Rulemaking, May 2011
SLBA Comments on Proposed Student Loan Rules, August 19, 2009 PDF (21KB)
FOR-PROFIT HIGHER EDUCATION ISSUES
Written Testimony of Deanne Loonin to the Massachusetts Joint Committee on Higher Education in Support of An Act to Form a Commission on For-Profit Schools, June 8, 2011
Comments on Program Integrity: Gainful Employment Proposed Rule, September 8, 2010
Comments to the Federal Trade Commission on Vocational School Guides, October 2009
PRIVATE STUDENT LOAN ISSUES
Response to the Consumer Financial Protection Bureau’s Request for Information Regarding an Initiative to Promote Student Loan Affordability, April 8, 2013 Press Release
Applause for CFPB’s report on private student loan borrower complaints, Oct. 2012
Comments to the Consumer Financial Protection Bureau on Request for Information Regarding Complaints from Private Education Loan Borrowers, August 13, 2012
Testimony before U.S. Senate on Private Student Loans: Providing Flexibility and Opportunity to Borrowers?, July 23, 2012
Comments to the Consumer Financial Protection Bureau on Request for Information Regarding Private Education Loans and Private Educational Lenders, Jan. 17, 2012
Letters supporting the Private Student Loan Bankruptcy Fairness Act of 2011 (Cohen) and the Fairness for Struggling Students Act of 2011 (Durbin) permitting dischargeability of private student loans, May 25, 2011
Testimony for the U.S. House of Representatives Committee on the Judiciary Subcommittee on Commercial and Administrative Law regarding “The Private Student Loan Bankruptcy Fairness Act of 2010”, April 22, 2010
SLBA and NACBA Testimony About Student Loans and Bankruptcy (U.S. House of Representatives), September 2009
Comments on Federal Reserve Board Proposed Private Student Loan Disclosures, May 27, 2009 PDF (89KB)
GENERAL
Testimony: “The Looming Student Debt Crisis: Providing Fairness for Struggling Students”, March 20, 2012 (Webcast)
Comments to the Department of Education on Program Integrity Issues Proposed Rules, August 2, 2010
SLBA Testimony About Program Integrity and Student Loan Reform, June 22, 2009
Testimony: NCLC’s Higher Education Opportunity Act Recommendations, October 2008
OTHER COMMENTS AND TESTIMONY
Protecting Taxpayers & Students: Incentive Compensation & Gainful Employment Regulations, April 2010
Q&A on Gainful Employment, April 2010
RECENT LEGISLATION
Health Care and Education Reconciliation Act of 2010 (Information from the Department of Education about this law)
FOR MORE INFORMATION
U.S. Senate Committee on Health, Education, Labor and Pensions
U.S. House of Representatives Committee on Education and Labor
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