New Policy Developments: President Bush Signs the Ensuring Continued Access to Student Loans Act of 2008 SLBA Testimony before the U.S. Senate Commitee on Health, Education, Labor and Pensions regarding “Ensuring Access to College in a Turbulent Economy” March 2008 Department of Education Releases Final Rules on Student Loans November 2007 Congress Passes College Cost Reduction and Access Act September 2007 SLBA Summary of the College Cost Reduction and Access Act

POLICY BRIEFS

Government Loan Eligibility
Safeguarding Federal Aid From Fraud and Abuse

Government Loan Discharges
Disability Discharges

Bankruptcy
Restore the Bankruptcy Fresh Start for Student Loan Borrowers

Default and Delinquency
Create a Meaningful Default Measurement

Collections
Restore a Fair and Reasonable Student Loan Statute of Limitations

Protect Social Security Recipients

REPORTS AND STUDIES

NCLC Report: Paying the Price: The High Cost of Private Student Loans and the Dangers for Student Borrowers, March 2008, PDF (331KB)

NCLC Report: Finding A Way Out: Improving the Assistance Network for Financially Distressed Student Loan Borrowers, December 2007, PDF (234KB)

NCLC Report: No Way Out: Student Loans, Financial Distress, and the Need for Policy Reform, June 2006, PDF (284KB)

NCLC Report: Making the Numbers Count: Why Proprietary School Data Doesn’t Add Up and What Can Be Done About It, June 2005, PDF (631KB)

NCLC COMMENTS AND TESTIMONY

Testimony before the U.S. Senate Commitee on Health, Education, Labor and Pensions regarding “Ensuring Access to College in a Turbulent Economy”, March 17, 2008 PDF (133KB)

Testimony: Recommendations for 2008 Department of Education Negotiated Rulemaking, November 27, 2007 PDF (77KB)

Comments to the Department of Education on Federal Student Aid Program Proposed Regulations, August 9, 2007 PDF (56KB)

Comments to the Department of Education on Federal Student Aid Program Interim Final Regulations, September 8, 2006 PDF (50KB)

Supplemental Testimony: Government Reform Committee Subcommittee on Government Efficiency and Financial Management regarding “The Debt Collection Improvement Act”, July 1, 2003, PDF (14KB)

Testimony: Before the Government Reform Committee Subcommittee on Government Efficiency and Financial Management regarding “The Debt Collection Improvement Act”, June 17, 2003, PDF (28KB)

Comments: Proposed Institutional Eligibility Requirements, October 7, 2002, PDF (22KB)

Comments: To the Department of Education regarding Proposed Administrative Wage Garnishment Regulations, June 11, 2002, PDF (23KB)

Comments regarding U.S. Education Department’s Notice of Proposed Rulemaking (Disability Discharges), August 3, 2000, PDF (28KB)

POLICY ANALYSIS

SLBA Summary of College Cost Reduction and Access Act of 2007

HEA Reauthorization Information:
The Texas Guaranteed Student Loan Corporation
National Council of Higher Education Loan Programs (NCHELP)

The U.S. Senate Committee on Health, Education, Labor and Pensions

The U.S. House of Representatives Committee on Education and the Work Force