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	<title>Student Loan Borrower Assistance</title>
	<atom:link href="http://www.studentloanborrowerassistance.org/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.studentloanborrowerassistance.org</link>
	<description>A Resource for Borrowers, their Families and Advocates</description>
	<lastBuildDate>Wed, 19 Jun 2013 16:15:55 +0000</lastBuildDate>
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		<title>Student Loan Debt Relief &#8220;Industry&#8221; Targets Desperate Borrowers</title>
		<link>http://www.studentloanborrowerassistance.org/2013/06/19/student-loan-debt-relief-industry-targets-desperate-borrowers/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/06/19/student-loan-debt-relief-industry-targets-desperate-borrowers/#comments</comments>
		<pubDate>Wed, 19 Jun 2013 16:15:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2308</guid>
		<description><![CDATA[NCLC released a new report today, Searching for Relief:  Desperate Borrowers and the Growing Student Loan Debt Relief Industry.   This industry has sprung up in response to the demand for student loan borrower assistance and this report documents multiple problems &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/06/19/student-loan-debt-relief-industry-targets-desperate-borrowers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/06/19/student-loan-debt-relief-industry-targets-desperate-borrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Putting Borrowers First</title>
		<link>http://www.studentloanborrowerassistance.org/2013/05/29/putting-borrowers-first/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/05/29/putting-borrowers-first/#comments</comments>
		<pubDate>Wed, 29 May 2013 19:05:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2295</guid>
		<description><![CDATA[While the debate about student loan interest rates attracts most of the buzz these days, student loan debt collectors continue to fly under the radar.  It is particularly difficult to get to the bottom of the collections issue because we know &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/05/29/putting-borrowers-first/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/05/29/putting-borrowers-first/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Open Letter to Lenders:  Stop Making Excuses, Start Helping Borrowers</title>
		<link>http://www.studentloanborrowerassistance.org/2013/05/15/open-letter-to-lenders-stop-making-excuses-start-helping-borrowers/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/05/15/open-letter-to-lenders-stop-making-excuses-start-helping-borrowers/#comments</comments>
		<pubDate>Wed, 15 May 2013 22:29:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2288</guid>
		<description><![CDATA[In discussing the company’s lending to “non-traditional” students, Sallie Mae CEO Al Lord said in a June 5, 2008 interview that “[i]t was obviously a mistake and I&#8217;m not going to step away from responsibility because I was either chairman &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/05/15/open-letter-to-lenders-stop-making-excuses-start-helping-borrowers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/05/15/open-letter-to-lenders-stop-making-excuses-start-helping-borrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB Urged to Require Private Student Loan Modifications</title>
		<link>http://www.studentloanborrowerassistance.org/2013/04/10/cfpb-urged-to-require-private-student-loan-modifications/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/04/10/cfpb-urged-to-require-private-student-loan-modifications/#comments</comments>
		<pubDate>Wed, 10 Apr 2013 19:43:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2265</guid>
		<description><![CDATA[With more than 850,000 private student loans currently in default and thousands of other borrowers struggling to make their payments, attorneys at the National Consumer Law Center (NCLC) are urging the Consumer Financial Protection Bureau (CFPB) and policymakers to help &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/04/10/cfpb-urged-to-require-private-student-loan-modifications/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/04/10/cfpb-urged-to-require-private-student-loan-modifications/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Truth about Student Loans and the Bankruptcy Undue Hardship Discharge</title>
		<link>http://www.studentloanborrowerassistance.org/2013/04/04/the-truth-about-student-loans-and-the-bankruptcy-undue-hardship-discharge/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/04/04/the-truth-about-student-loans-and-the-bankruptcy-undue-hardship-discharge/#comments</comments>
		<pubDate>Thu, 04 Apr 2013 15:41:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2250</guid>
		<description><![CDATA[We have testified and written about the urgent need to restore bankruptcy rights for student loan borrowers.  A robust debate on this topic is certainly welcome, but it is critical to get the facts straight.  Unfortunately, a recent article by &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/04/04/the-truth-about-student-loans-and-the-bankruptcy-undue-hardship-discharge/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/04/04/the-truth-about-student-loans-and-the-bankruptcy-undue-hardship-discharge/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Update on Collection Agency Complaint Systems</title>
		<link>http://www.studentloanborrowerassistance.org/2013/03/14/update-on-collection-agency-complaint-systems/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/03/14/update-on-collection-agency-complaint-systems/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 20:47:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2230</guid>
		<description><![CDATA[In May 2012, the National Consumer Law Center&#8217;s Student Loan Borrower Assistance Project released  Borrowers on Hold:  Student Loan Collection Agency Complaint Systems Need Massive Improvement, focusing on major gaps in the federal student loan collection agency complaint system. The &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/03/14/update-on-collection-agency-complaint-systems/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/03/14/update-on-collection-agency-complaint-systems/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Troubling Trends in Student Debt</title>
		<link>http://www.studentloanborrowerassistance.org/2013/03/08/troubling-trends-in-student-debt/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/03/08/troubling-trends-in-student-debt/#comments</comments>
		<pubDate>Fri, 08 Mar 2013 17:42:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2218</guid>
		<description><![CDATA[Unfortunately, the bad news about student loan debt burdens keeps coming.  The Education Sector recently highlighted a number of troubling trends, including: From 1994 to 2009: The percent of graduates taking out loans increased from 42% to 62%, Median monthly &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/03/08/troubling-trends-in-student-debt/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/03/08/troubling-trends-in-student-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Self-Help Packet on Financial Hardship Claims</title>
		<link>http://www.studentloanborrowerassistance.org/2013/02/28/new-self-help-packet-on-financial-hardship-claims/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/02/28/new-self-help-packet-on-financial-hardship-claims/#comments</comments>
		<pubDate>Thu, 28 Feb 2013 20:45:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2212</guid>
		<description><![CDATA[Social Security helps give aging and disabled Americans peace of mind.  No matter how destitute we become, Social Security is meant to give us some measure of confidence that we will be able to get by. Social Security and other &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/02/28/new-self-help-packet-on-financial-hardship-claims/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/02/28/new-self-help-packet-on-financial-hardship-claims/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The CFPB Wants to Hear From You About Private Student Loan Debt Burdens and the Need for Relief</title>
		<link>http://www.studentloanborrowerassistance.org/2013/02/22/the-cfpb-wants-to-hear-from-you-about-private-student-loan-debt-burdens-and-the-need-for-relief/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/02/22/the-cfpb-wants-to-hear-from-you-about-private-student-loan-debt-burdens-and-the-need-for-relief/#comments</comments>
		<pubDate>Fri, 22 Feb 2013 22:27:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2200</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau (CFPB) is requesting information about ways to provide relief for private student loan borrowers.  Comments must be received on or before April 8, 2013.  This is a critical opportunity for borrowers and their advocates to &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/02/22/the-cfpb-wants-to-hear-from-you-about-private-student-loan-debt-burdens-and-the-need-for-relief/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/02/22/the-cfpb-wants-to-hear-from-you-about-private-student-loan-debt-burdens-and-the-need-for-relief/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What We Don&#8217;t Know about the Costs of Student Loan Collection</title>
		<link>http://www.studentloanborrowerassistance.org/2013/02/15/what-we-dont-know-about-the-costs-of-student-loan-collection/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/02/15/what-we-dont-know-about-the-costs-of-student-loan-collection/#comments</comments>
		<pubDate>Sat, 16 Feb 2013 02:57:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2188</guid>
		<description><![CDATA[More than two years have passed since the Department of Education pulled the private collection agency handbook off of its web site and as far as we can tell, the handbook has yet to reappear in public.    (You can find &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/02/15/what-we-dont-know-about-the-costs-of-student-loan-collection/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/02/15/what-we-dont-know-about-the-costs-of-student-loan-collection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Improving the Assistance Network for Student Loan Borrowers</title>
		<link>http://www.studentloanborrowerassistance.org/2013/02/06/improving-the-assistance-network-for-student-loan-borrowers/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/02/06/improving-the-assistance-network-for-student-loan-borrowers/#comments</comments>
		<pubDate>Wed, 06 Feb 2013 23:17:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Default]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2179</guid>
		<description><![CDATA[When we released our &#8220;Finding a Way Out&#8221; report five years ago, we were extremely concerned about the lack of reliable and affordable resources for financially distressed student loan borrowers.  Unfortunately, the situation has not improved despite the increased numbers &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/02/06/improving-the-assistance-network-for-student-loan-borrowers/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/02/06/improving-the-assistance-network-for-student-loan-borrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Priority Agenda 2013</title>
		<link>http://www.studentloanborrowerassistance.org/2013/01/31/priority-agenda-2013/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/01/31/priority-agenda-2013/#comments</comments>
		<pubDate>Thu, 31 Jan 2013 16:10:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2169</guid>
		<description><![CDATA[Despite all of the government money spent on financial aid, the difference in college graduation rates between our nation’s top and bottom income groups has widened by nearly 50% over two decades. We need to reset our nation’s policy priorities &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/01/31/priority-agenda-2013/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/01/31/priority-agenda-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Barriers to College Completion for Low-Income Students</title>
		<link>http://www.studentloanborrowerassistance.org/2013/01/09/barriers-to-college-completion-for-low-income-students/</link>
		<comments>http://www.studentloanborrowerassistance.org/2013/01/09/barriers-to-college-completion-for-low-income-students/#comments</comments>
		<pubDate>Wed, 09 Jan 2013 23:11:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2153</guid>
		<description><![CDATA[A recent New York Times article focuses on the low college entry and completion rates for lower-income students.  Greg Duncan, an economist at the University of California, Irvine summarizes these troubling trends in the article:  “Everyone wants to think of &#8230; <a href="http://www.studentloanborrowerassistance.org/2013/01/09/barriers-to-college-completion-for-low-income-students/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2013/01/09/barriers-to-college-completion-for-low-income-students/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Default, Loan Consolidation and IBR</title>
		<link>http://www.studentloanborrowerassistance.org/2012/12/20/default-loan-consolidation-and-ibr/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/12/20/default-loan-consolidation-and-ibr/#comments</comments>
		<pubDate>Fri, 21 Dec 2012 01:40:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2139</guid>
		<description><![CDATA[For a number of years, we have been writing about the problems facing borrowers trying to consolidate their loans out of default and into Income Based Repayment (IBR).  The Department of Education was placing borrowers in ICR even if they &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/12/20/default-loan-consolidation-and-ibr/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/12/20/default-loan-consolidation-and-ibr/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Look Back at 2012</title>
		<link>http://www.studentloanborrowerassistance.org/2012/12/19/a-look-back-at-2012/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/12/19/a-look-back-at-2012/#comments</comments>
		<pubDate>Wed, 19 Dec 2012 23:18:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[For-Profit schools]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=2129</guid>
		<description><![CDATA[2012 is almost over and it&#8217;s time for our annual &#8220;look back&#8221; at the year that was.  Student loan issues were a hot topic this year.  Much of the attention centered on legislation this summer that temporarily prevented student loan interest &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/12/19/a-look-back-at-2012/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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