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	<title>Student Loan Borrower Assistance</title>
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	<link>http://www.studentloanborrowerassistance.org</link>
	<description>A Resource for Borrowers, their Families and Advocates</description>
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		<title>U.S. Department of Education Collection Complaint System Needs Massive Improvement</title>
		<link>http://www.studentloanborrowerassistance.org/2012/05/07/u-s-department-of-education-collection-complaint-system-needs-massive-improvement/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/05/07/u-s-department-of-education-collection-complaint-system-needs-massive-improvement/#comments</comments>
		<pubDate>Mon, 07 May 2012 19:32:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1858</guid>
		<description><![CDATA[Today, the National Consumer Law Center’s Student Borrower Loan Assistance Project released a new report: Borrowers on Hold: Student Loan Collection Agency’s Complaint Systems Need Massive Improvement.    Overview: The U.S. Department of Education (the Department) relies on an increasing &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/05/07/u-s-department-of-education-collection-complaint-system-needs-massive-improvement/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/05/07/u-s-department-of-education-collection-complaint-system-needs-massive-improvement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Federal Student Aid and Financial Need:  Are Pell Grants Sustainable?</title>
		<link>http://www.studentloanborrowerassistance.org/2012/04/29/federal-student-aid-and-financial-need-are-pell-grants-sustainable/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/04/29/federal-student-aid-and-financial-need-are-pell-grants-sustainable/#comments</comments>
		<pubDate>Sun, 29 Apr 2012 22:51:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1844</guid>
		<description><![CDATA[As Stephen Burd of Education Sector writes in a recent report, the federal student aid programs initially focused on providing resources to those who would not be able to attend college without the help.  This has changed over time to &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/04/29/federal-student-aid-and-financial-need-are-pell-grants-sustainable/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/04/29/federal-student-aid-and-financial-need-are-pell-grants-sustainable/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Follow-up to Mr. A&#8217;s Story</title>
		<link>http://www.studentloanborrowerassistance.org/2012/04/23/follow-up-to-mr-as-story/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/04/23/follow-up-to-mr-as-story/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 13:58:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Default]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1837</guid>
		<description><![CDATA[Thanks to all of you who have responded to the story about my client Mr. A.  Many of you have asked why Mr. A has not tried rehabilitation or consolidation to get out of default.  We have discussed these options &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/04/23/follow-up-to-mr-as-story/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/04/23/follow-up-to-mr-as-story/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Older Borrowers and Student Loans:  One Client&#8217;s Experience</title>
		<link>http://www.studentloanborrowerassistance.org/2012/04/21/older-borrowers-and-student-loans-one-clients-experience/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/04/21/older-borrowers-and-student-loans-one-clients-experience/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 19:08:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Default]]></category>
		<category><![CDATA[Disability]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1833</guid>
		<description><![CDATA[This is dedicated to my client Mr. A in hopes that he will keep his dignity and not lose hope. Some basic facts about Mr. A:  He is 83 years old and a veteran of the Korean War.  His sole &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/04/21/older-borrowers-and-student-loans-one-clients-experience/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/04/21/older-borrowers-and-student-loans-one-clients-experience/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Give Older Student Loan Borrowers a Break</title>
		<link>http://www.studentloanborrowerassistance.org/2012/04/12/give-older-student-loan-borrowers-a-break/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/04/12/give-older-student-loan-borrowers-a-break/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 20:02:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Default]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1826</guid>
		<description><![CDATA[A recent Washington Post article highlights the numbers of older individuals struggling with student loan debt.  The Federal Reserve Bank of New York published new data showing that Americans 60 and older still owe about $36 billion in student loans. We have cautioned &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/04/12/give-older-student-loan-borrowers-a-break/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/04/12/give-older-student-loan-borrowers-a-break/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy and Fairness for Struggling Students</title>
		<link>http://www.studentloanborrowerassistance.org/2012/03/24/bankruptcy-and-fairness-for-struggling-students/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/03/24/bankruptcy-and-fairness-for-struggling-students/#comments</comments>
		<pubDate>Sat, 24 Mar 2012 20:12:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1817</guid>
		<description><![CDATA[The U.S. Senate Committee on the Judiciary Subcommittee on Administrative Oversight and the Court held a hearing this week on “The Looming Student Debt Crisis:  Providing Fairness for Struggling Students.”  In our testimony, we focused on the importance of restoring &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/03/24/bankruptcy-and-fairness-for-struggling-students/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/03/24/bankruptcy-and-fairness-for-struggling-students/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Paying Attention to &#8220;Non-Traditional&#8221; Students</title>
		<link>http://www.studentloanborrowerassistance.org/2012/03/01/paying-attention-to-non-traditional-students/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/03/01/paying-attention-to-non-traditional-students/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 15:07:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Default]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1773</guid>
		<description><![CDATA[The current debate about student loan debt generally spotlights the struggles of young college graduates.  The image of a young adult, unable to find a job, maybe even moving back in with her parents, often comes to mind because this best &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/03/01/paying-attention-to-non-traditional-students/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/03/01/paying-attention-to-non-traditional-students/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Developments in Challenging For-Profit School Abuses</title>
		<link>http://www.studentloanborrowerassistance.org/2012/02/23/new-developments-in-challenging-for-profit-school-abuses/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/02/23/new-developments-in-challenging-for-profit-school-abuses/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 00:37:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[For-Profit schools]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1758</guid>
		<description><![CDATA[In NCLC&#8217;s January 2012 report, &#8220;State Inaction&#8220;, we called on state regulatory agencies and Attorney Generals to challenge for-profit school abuses in their states. State action is an important complement to effective federal oversight. Fortunately for students, there are many &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/02/23/new-developments-in-challenging-for-profit-school-abuses/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/02/23/new-developments-in-challenging-for-profit-school-abuses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Recent Changes to Federal Student Aid Programs</title>
		<link>http://www.studentloanborrowerassistance.org/2012/01/27/recent-changes-to-federal-student-aid-programs/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/01/27/recent-changes-to-federal-student-aid-programs/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 16:51:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Federal student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1733</guid>
		<description><![CDATA[Congress made a number of changes to the federal student aid programs at the end of 2011.  This legislation passed without much substantive debate because it was part of the budget process.  President Obama signed the legislaton on December 23, 2011 &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/01/27/recent-changes-to-federal-student-aid-programs/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/01/27/recent-changes-to-federal-student-aid-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Operational Problems at the Department of Education:  What Is Going On?</title>
		<link>http://www.studentloanborrowerassistance.org/2012/01/26/operational-problems-at-the-department-of-education-what-is-going-on/</link>
		<comments>http://www.studentloanborrowerassistance.org/2012/01/26/operational-problems-at-the-department-of-education-what-is-going-on/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 20:11:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[IBR]]></category>
		<category><![CDATA[Rehabilitation]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1727</guid>
		<description><![CDATA[We wrote in December about operational breakdowns at the Department of Education, focusing on the Department’s failure to properly place borrowers in “forced consolidation” into IBR.  Shockingly, the Department has yet to fix this problem.  Department staff now tell us &#8230; <a href="http://www.studentloanborrowerassistance.org/2012/01/26/operational-problems-at-the-department-of-education-what-is-going-on/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2012/01/26/operational-problems-at-the-department-of-education-what-is-going-on/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Looking Back at 2011</title>
		<link>http://www.studentloanborrowerassistance.org/2011/12/19/looking-back-at-2011/</link>
		<comments>http://www.studentloanborrowerassistance.org/2011/12/19/looking-back-at-2011/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 01:59:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[For-Profit schools]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1710</guid>
		<description><![CDATA[It seems that we were just looking back at 2010&#8230;.and yet another year has passed.  As we get ready for a holiday vacation at Student Loan Borrower Assistance Project, we offer a few thoughts on 2011: It was a year of &#8230; <a href="http://www.studentloanborrowerassistance.org/2011/12/19/looking-back-at-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2011/12/19/looking-back-at-2011/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Operational Breakdowns at the Department of Education</title>
		<link>http://www.studentloanborrowerassistance.org/2011/12/16/operational-breakdowns-at-the-department-of-education/</link>
		<comments>http://www.studentloanborrowerassistance.org/2011/12/16/operational-breakdowns-at-the-department-of-education/#comments</comments>
		<pubDate>Fri, 16 Dec 2011 21:22:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[Rehabilitation]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1706</guid>
		<description><![CDATA[A December 2011 article in the Chronicle of Higher Education reveals numerous problems with the Department of Education’s online system for managing student loans. Unfortunately, this is not news to our clients and other borrowers.  We have been pointing out operational &#8230; <a href="http://www.studentloanborrowerassistance.org/2011/12/16/operational-breakdowns-at-the-department-of-education/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2011/12/16/operational-breakdowns-at-the-department-of-education/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gaps in State Oversight of For-Profit Higher Education</title>
		<link>http://www.studentloanborrowerassistance.org/2011/12/01/gaps-in-state-oversight-of-for-profit-higher-education/</link>
		<comments>http://www.studentloanborrowerassistance.org/2011/12/01/gaps-in-state-oversight-of-for-profit-higher-education/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 20:37:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[For-Profit schools]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1702</guid>
		<description><![CDATA[NCLC released a report today, “State Inaction:  Gaps in State Oversight of For-Profit Higher Education.”  The report examines state oversight of for-profit schools, focusing on state regulatory structures and the levels of resources devoted to enforcement and oversight. The Bad &#8230; <a href="http://www.studentloanborrowerassistance.org/2011/12/01/gaps-in-state-oversight-of-for-profit-higher-education/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2011/12/01/gaps-in-state-oversight-of-for-profit-higher-education/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB Seeks Comments on Private Student Loan Market</title>
		<link>http://www.studentloanborrowerassistance.org/2011/11/16/cfpb-seeks-comments-on-private-student-loan-market/</link>
		<comments>http://www.studentloanborrowerassistance.org/2011/11/16/cfpb-seeks-comments-on-private-student-loan-market/#comments</comments>
		<pubDate>Wed, 16 Nov 2011 21:57:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Private student loans]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1678</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau (CFPB) announced today that it is seeking comments about the private student loan market.  The Bureau wants to hear from everyone: borrowers, their families, current students, advocates, lenders, servicers, and school officials.   You have 60 &#8230; <a href="http://www.studentloanborrowerassistance.org/2011/11/16/cfpb-seeks-comments-on-private-student-loan-market/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2011/11/16/cfpb-seeks-comments-on-private-student-loan-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obama Administration&#8217;s Student Loan Proposals</title>
		<link>http://www.studentloanborrowerassistance.org/2011/10/28/obama-administrations-student-loan-proposals/</link>
		<comments>http://www.studentloanborrowerassistance.org/2011/10/28/obama-administrations-student-loan-proposals/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 18:48:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Our Blog]]></category>
		<category><![CDATA[Consolidation]]></category>
		<category><![CDATA[Federal student loans]]></category>
		<category><![CDATA[IBR]]></category>

		<guid isPermaLink="false">http://www.studentloanborrowerassistance.org/?p=1636</guid>
		<description><![CDATA[President Obama announced a plan this week to help alleviate student loan burdens.   The President’s plan shows that the Administration is hearing the voices of struggling student loan borrowers.  It is a good step in providing some relief, but much more needs &#8230; <a href="http://www.studentloanborrowerassistance.org/2011/10/28/obama-administrations-student-loan-proposals/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.studentloanborrowerassistance.org/2011/10/28/obama-administrations-student-loan-proposals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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