This is the first of a series of articles addressing common arguments in the student loan bankruptcy debate. “If private student debt can be discharged in bankruptcy, that creates risk, and the result will increase the cost of tuition.” Scott Talbot, Financial Services Roundtable, quo
Emma (not her real name) is typical of borrowers we assist at the SLBA. She is 60 years old, sufficiently disabled to qualify for Social Security Disability and Supplemental Security Income, but not considered permanently disabled by Department of Education standards. She has over $5,
We have assisted many borrowers over the years and we continually encounter collection, guaranty agency and government staff that do not follow the rules governing the federal student loan programs. To make matters worse, many collection employees treat borrowers horribly even when th
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