Student Loan Borrower Assisstance
  • For Borrowers
    • Basics of Student Loans
      • Student Loans 101
      • Understanding Your Student Loan Situation
      • Federal Loans vs. Private Loans
    • Dealing with Student Loan Debt
      • Repaying Your Loans
      • Pausing Student Loan Payments
      • Default & Debt Collection
      • Loan Cancellation, Forgiveness & Bankruptcy
      • Private Student Loans & Other Education Debt
    • Find Help
      • Student Loan Toolkit
      • Help with Your Student Loans
      • File Complaints
      • Help Videos
      • Surviving Debt
      • Share Your Story
  • For Advocates
    • Tools & Resources to Use with Borrowers
      • Advocate Tools & Resources
      • Student Loan Law
      • Borrower Rights After the Supreme Court Ruling
      • NCLC Digital Library
    • Help with Cases
      • Case Consultation
      • Student Loan Law Listservs
      • Legal Aid Coalition
    • Trainings & Upcoming Events
      • Conference & Legal Aid Trainings
  • Updates & News
    • Student Loan Borrower News
    • Student Loan Reports, Issue Briefs, Resources
    • Subscribe
  • Our Work
    • NCLC’s Student Loan Borrower Assistance Project
    • Contact Us
    • NCLC.org

Quick Review of 2009

December 31, 2009
by greenbee
2009 was a big year in the student loan world.  Unfortunately, as the economy has worsened and joblessness rates have increased, more and more student loan borrowers are finding it […]
Continue Reading →

When Will the Cycle End?

December 25, 2009
by greenbee
The holiday season can be a time for  reflection, so I am thinking  back on the student loan borrower clients I have worked with this year.  On the positive side, […]
Continue Reading →

Private Student Loan Ombuds Program

November 09, 2009
by greenbee
On Thursday, November 5, Senators Sherrod Brown (D-OH), Michael Bennett (D-CO), Al Franken (D-MN) and Barbara Mikulski (D-MD) introduced new legislation (S. 2733) to create a private student loan ombudsman […]
Continue Reading →

Rehabilitation Should Work Better for Borrowers

October 26, 2009
by greenbee
Tim Ranzetta at Student Lending Analytics wrote recently about curing student loan defaults and rehabilitation.   We have a few responses to this useful article based on our experiences representing […]
Continue Reading →

Taking Action to Restore Bankruptcy Rights for Student Borrowers

September 28, 2009
by greenbee
On September 23, the U.S. House of Representatives Judiciary Committee, Subcommittee on Commerical and Administrative Law held a hearing on discharging educational debt in bankruptcy. Brett Weiss delivered testimony on […]
Continue Reading →

Searching for Help for Private Student Loan Borrowers

September 02, 2009
by greenbee
In April, we released a report about the lack of options for private student loan borrowers.  Unfortunately, our clients and other borrowers who have contacted us tell us that not […]
Continue Reading →

Access to Justice for Student Loan Borrowers

August 14, 2009
by greenbee
Courts have consistently held that there is no private right of enforcement under the Higher Education Act (HEA).   In case after case, borrowers, often without the benefit of legal counsel, […]
Continue Reading →

Student Loans and Bankruptcy: It’s Not About Morality

July 22, 2009
by greenbee
“Student loans are not like other forms of consumer debts-they are a direct result of public policy…For the borrower, we acknowledge the different nature of the debt by making it […]
Continue Reading →

Loan Rehabilitation: Relief Finally On the Way

June 26, 2009
by greenbee
Congress passed a bill on June 23 that will provide much-needed relief for borrowers in default on their federal student loans.  President Obama is expected to sign the bill. There […]
Continue Reading →

Student Loans and Bankruptcy: The Limits of the Espinosa Case

June 17, 2009
by greenbee
The Supreme Court announced this week that it will hear a student loan bankruptcy dischargeabilty case, Espinosa v. USA Funds.  The Associated Press states that the Supreme Court will be […]
Continue Reading →
12

Get Answers

  • With New Settlement, SAVE Plan May Be Ending Soon
  • Dial Before You File: Protect Your Tax Refund If You Have Student Loans
  • Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
  • New videos to help older people with student loan debt
  • What’s Happening with the SAVE Plan?
  • Big Bill Means Big Changes For Student Loan Borrowers: What You Need to Know
  • Student Loan Collections Are Back—Here’s What You Need to Know
  • Screenshot Your IDR Progress Today
  • Collection of Defaulted Student Loans to Begin Soon: What Borrowers Need to Know Now
  • IDR Application is Back Up

View all FAQs

Recent Posts

With New Settlement, SAVE Plan May Be Ending Soon
Dec 12, 2025
Dial Before You File: Protect Your Tax Refund If You Have Student Loans
Dec 10, 2025
Do you have Parent PLUS loans? Act now to lower your payments before options disappear.
Dec 01, 2025
National Consumer Law Center
facebook
linkedin
twitter
rss

Student Loan Borrower Assistance is a project of the National Consumer Law Center.

  • About Us
  • Contact Us
  • Donate
  • Privacy Policy

© 2025, National Consumer Law Center, Inc., All rights reserved.

NCLC and National Consumer Law Center are registered trademarks of National Consumer Law Center, Inc.

Sign up for our newsletter

Subscribe